Younger than 35? Build your pension
Your pension might seem far away, but that doesn’t make it unimportant. Your pension is one of your employment benefits. It's a topic you should look into, to ensure you’re well prepared for your future. If you know in advance how much pension you’ll get, you’ll be able to prepare for the life you want to lead when you retire. Throughout your career at NN/NN IP, there will be plenty of changes in your private life and at work – events that may have an impact on your pension.
Terminology regarding pensions can be quite complicated. If you’re looking for the meaning of a specific term, please check the glossary.
What does pension mean for me?
- 68 yearsRetirement target age
- Collectivepension
What type of pension does our fund provide?
NN CDC Pensioenfonds is the administrator of NN/NN IP's pension plan. As such, we’ll provide you with an old age pension which will be paid out to you alongside your Dutch state pension (AOW). We’ll also provide your partner and children with a pension in the event that you pass away. And should you become incapacitated for work, your pension will continue to accrue (partly or fully, depending on the degree of your incapacitation). More information on these specific types of pension is available under the tab ‘What will I receive?’.
Retirement age: now and later
The pension fund's standard retirement age is currently 68, but that doesn’t necessarily mean you’ll be retiring at that age. By law, the standard retirement age will rise if life expectancy in the Netherlands rises. So by the time you retire, the standard retirement age might have gone up. It goes without saying that you can always choose to retire early, from your 60th birthday, but that means your pension benefits will be lower.
Former pension plans
You may have accrued a (minor) pension in Pensioenfonds ING. Pension accrual in this former pension plan was discontinued with effect from 31 December 2013. Pension accrued until that date is being retained in Pensioenfonds ING and is eligible for indexation. For more information, please contact Pensioenfonds ING. Pension accrual in the pension plan of Delta Lloyd stopped per 31 December 2019. More information is available here.
The story of:
Sietske (25), customer advisor
“Putting money aside for later? To me, that always felt like a topic for older people, until I realised I can start taking measures now to ensure I retain my lifestyle later in life.”